I spent over three hours looking through health insurance plans on the
Mass Health Connector site. To its credit, it's more straightforward than when I last looked. (Maybe I missed something last time?) You can compare a lot of things head-to-head, including premiums.
I find it depressing that all of the affordable plans are high-deductible plans. You get limited preventative care for free, but everything is costly. We'd end having to pay for all of our medications out-of-pocket and never hit the deductible.
Though earlier, I thought we had to get two Auvi-Q kits for the guy (he has allergies), which are
$5,000 each. In that scenario, we would hit the deductibles, but the total cost number in the spreadsheet got alarming. Katt pointed out we could get generic epipens instead, which are $150 each.
Still, things are really expensive. America really wants you to have to work for someone else. That said, there are more plans I can look at whose total costs may not as be as bad, but I'm drained for now.