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VCA Cat Hospitals has a health plan that says:
A CareClub® membership can save you up to 25% a year.1 For one easy monthly fee, starting at $19.99/month, you get access to unlimited exams, from wellness exams and rechecks to urgent and emergency exams. Plus, your pet’s yearly preventive services can be included, too.
"Starting" is the key word here. I called them, and the person on the phone said that $50/month is the cheapest she's seen. That's pretty deceptive!